Punxsutawney Phil and the market chirped a similar tune in early February, as Phil was dragged from him slumber to forecast an early spring while the market has chugged along for all-time highs. The optimism of a vibrant spring can often pollinate the weeds of complacency. We gladly welcome the beauty of fresh mountain laurels; however, we prefer not to rest on those laurels.
The third Educational Brief in our Q1 series focuses on financial, estate, and tax planning topics that tend to get left behind or set aside for another day…or decade! As we walk through these topics, we encourage you to consider the ones that may apply to you and ask;
- Is there dust?
- Is there rust?
- Will it bust
If you check the box for any of these items to be covered in this article, we are ready to provide guidance and counsel to bring these items up to your current standing in life.
Click the link below to launch the full article.
Educational Brief: Rust, Dust, or Bust
Important Information:
PB FAM Private Wealth and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender
charges may apply. Variable annuities are subject to market risk and may lose value.
Riders are additional guarantee options that are available to an annuity or life insurance contract holder. While some riders are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing.
Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Asset allocation does not ensure a profit or protect against a loss.